Membership

Why Join First Community Credit Union?
Unlike a bank, a credit union is a not-for-profit financial cooperative organized by people who share a common bond. All credit unions were originally formed by groups of people who decided they wanted to control their own financial destiny. Since First Community Credit Union is owned by you, there are no stockholders who personally benefit from our success. After operating expenses are covered, we return the remaining proceeds to our membership in the form of dividends, lower loans rates and fees, and improved products and services, or retain them as reserves.

We have adopted the credit union motto, "Not for profit, not for charity, but for service" and strive to put people before profits in everything we do. As a financial cooperative, service to our membership is our singular objective. Out of this philosophy springs our mission statement: "We build lasting partnerships through personalized financial solutions".

First Community Credit Union has been serving Oregonians since 1957, and it would be our pleasure to serve you too. We are a member-owned financial cooperative, currently operating 30 branches throughout Oregon and are open to everyone in the community. We offer a full array of financial products and services to consumers and small businesses; delivered by local professionals and through convenient technology.
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So Many Member Benefits
We take pride in providing exceptional service and our focus is personal service to you. Join 1000’s of others enjoying the best benefits of banking around.
  • Free Online & Mobile Banking, Bill Pay and eStatements
  • Free Checking & checks*
  • Retirement Savings products and services designed to fit your needs
  • Insurance for Auto & Home
  • Business and Consumer Loans
  • Mortgages - competitive rates and local servicing for the life of your loan
  • Debit/ATM & Visa credit cards
  • Access to 28,000 surcharge-free ATMs in the nation
  • Friendly, personalized service every time you visit or call one of our 30 branches
*The first box of checks is free with your account opening. Members over 50 receive free checks with direct deposit.

All this is what brings people like you to First Community Credit Union!
Who can join?
Becoming a First Community member is so easy. We’re open to everyone in our community. Anyone who lives or works in the communities we serve can become a member of First Community Credit Union. It’s that simple!

First Community serves members in 22 counties, almost all of them in Oregon!
  • Clackamas
  • Coos
  • Curry
  • Deschutes
  • Douglas
  • Gilliam
  • Hood River
  • Josephine
  • Jackson
  • Klamath
  • Lane
  • Lincoln
  • Linn
  • Marion
  • Morrow
  • Multnomah
  • Polk
  • Sherman
  • Umatilla
  • Wasco
  • Washington
  • Yamhill