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Business Loans

Business Loans

Expanding your business? Buying a ranch or need new equipment? At First Community our Commercial Loan Professionals can help you determine which loan may be right for your needs. They will guide you through the loan process and answer any questions you might have. They will strive to make your loan experience hassle-free by minimizing paperwork and finalizing your transaction quickly. Most importantly, you will be borrowing locally from people you know and trust. Contact a Commercial Lending Specialist today to get your loan underway.

Commercial Lending Services

Operating Loans
Operating loans and lines of credit can be used for various operating expenses or to purchase needed supplies. Livestock and inventory purchases can also be financed.

Equipment Loans
Equipment loans are available for financing new and used equipment. Existing equipment loans can also be refinanced.

Adjustable Rate Real Estate
These flexible programs offer lower rate opportunities for any term loan.

Fixed Rate Real Estate
Have the added security of long term fixed rates for the purchase or refinance of real estate. These rates will never change, regardless of fluctuating market conditions.

Agriculture Loans
These are business loans for established farmers/ranchers for agriculture purposes such as crops, timber, land and/or livestock.

Construction Loans
Construction financing of commercial property applies to the construction of the member’s commercial property.

United States Department of Agriculture (USDA) Loan Programs
First Community is authorized to grant loans that the USDA Farm Services Agency (FSA) offers and guarantees that comply with Oregon Administrative Rules (OAR).

Letters of Credit
Commercial letters of credit and standby letters of credit are available to credit worthy borrowers. Letters of credit must be supported by a signed note equal to the letter of credit.