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Offer applies to origination fees only for owner occupied property, investment property excluded. Third party fees may apply. The Annual Percentage Rate (APR) each borrower will pay will vary based on their creditworthiness and the loan package chosen by the borrower. Example: 30 year term, loan amount $100,000 with 80% LTV, 4.905% APR, 360 payments of $531.04 a month. Estimated payment does not include taxes and insurance premiums; actual payment obligation will be greater. Rates are subject to change. Offer is available for a limited time only. Restrictions may apply.